Expat Loans
Contact us to get started on your expat loan today!
Stay connected to the Australian property market with our expat loans.
Whether you’re an Australian living abroad or a foreign investor, our specialized loans provide the funding you need to invest in property back home, with terms that cater to your unique circumstances.
Contact us to get started on your expat loan today!
Key Features :
Tailored Solutions
Expat finance solutions are designed to cater specifically to the needs of expatriates, considering factors such as foreign income and international credit history.
Competitive Interest Rates
Expat loans often offer competitive interest rates, potentially resulting in significant savings over the life of the loan.
Flexible Loan Terms
These loans come with flexible terms that can be adjusted to suit your unique financial situation and long-term plans.
Currency Options
Some expat loans provide the option to choose the currency in which the loan is denominated, helping to manage exchange rate risks.
Remote Application Process
The application process for expat finance can often be completed remotely, making it convenient for those living abroad.
Considerations :
Income Verification
Verifying foreign income can be more complex and may require additional documentation, such as tax returns and employment contracts.
Approval Process
The approval process for expat loans can be more stringent, often requiring a thorough review of your financial situation and international credit history.
Loan-to-Value Ratio (LVR)
The LVR for expat loans may differ from standard loans, impacting the amount you can borrow and possibly necessitating Lenders Mortgage Insurance (LMI).
Exchange Rate Fluctuations
Be mindful of potential exchange rate fluctuations if your income is in a different currency than the loan, as this can affect repayment amounts.
Regulatory Compliance
Ensure that your expat finance arrangements comply with both the regulations of your home country and the country where the property is located.