Investment loans
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Maximize your investment potential with our specialized investment loans.
Designed to support your property investment goals, our loans offer competitive rates and flexible terms to help you build and diversify your portfolio.
Start investing or speak to an expert now!
Key Features :
Investment-Focused
Investment loans are designed to finance investment projects, providing a way to leverage your capital and potentially enhance your investment returns.
Collateral
These loans can be secured against the investment asset itself or other collateral, which may affect the terms and interest rates available.
Payment Options
Borrowers can opt for interest-only payments to minimise initial expenses and maximise cash flow, or choose principal and interest payments to gradually pay down the loan balance.
Loan-to-Value Ratio (LVR)
The LVR indicates the proportion of the asset’s value that you can borrow, impacting the loan amount and the potential requirement for Lenders Mortgage Insurance (LMI).
Considerations :
Risk Evaluation
Investing involves inherent risks, so it is essential to consider the potential for both profit and loss, as well as your personal risk tolerance.
Interest Rates and Costs
Assess the interest rates and related fees, as these will affect the total cost of the loan and the net return on your investment.
Repayment Ability
Ensure you have the financial means to repay the loan, considering the fluctuating nature of investment income.
Tax Considerations
Interest payments on investment loans may be tax-deductible; however, it’s important to seek guidance from a tax professional regarding the tax implications of your investment strategy.