SMSF lending
Discover SMSF loans or talk to a specialist now!
Empower your retirement planning with our Self-Managed Super Fund (SMSF) loans.
Our SMSF financing solutions enable you to invest in property, providing a strategic way to grow your retirement savings with greater control and flexibility.
Discover SMSF loans or talk to a specialist now!
Key Features :
Asset Protection
The lender’s claim is limited to the asset within the borrowing arrangement, safeguarding the other assets of the SMSF.
Investment Diversification
Borrowing allows your SMSF to broaden its investment portfolio, potentially including residential or commercial properties.
Capital Appreciation
If the property value increases, the SMSF can benefit from the capital appreciation within a favourable superannuation tax environment.
Rental Revenue
Property owned by the SMSF can generate rental income, which can assist in servicing the loan and growing the fund’s assets.
Considerations :
Cash Flow Requirements
Your SMSF must demonstrate adequate cash flow to cover loan repayments, interest, and property maintenance costs.
Loan Characteristics
SMSF loans often have different terms and structures than standard property loans, typically featuring higher interest rates and lower Loan to Value Ratios (LVR).
Regulatory Compliance
Strict regulations govern SMSF property investments, and it is vital to ensure that your fund complies with superannuation laws.
Long-term Plan
Developing a clear strategy for managing the property and the loan over the long term is crucial for the SMSF’s success.